Other Loan Programs


Financing & Loans
Agency for Consumer Equity Mortgages offers a wide variety of loan options, whether you're a homebuyer looking for the best financing option for your new home, a homeowner wanting to refinance, or a builder or contractor seeking a residential builder loan.

Whatever your individual financing needs are, the Agency for Consumer Equity Mortgages can help you find the financing option that's right for you.

We all have different needs. That's why Agency for Consumer Equity Mortgages provides loans for every part of your life, every dream that you pursue. Whether you need money to improve your home, consolidate debt, send a child to college, buy a vehicle, or sail to distant shores, we've got a loan for you. We provide a full range of personal loans with flexible terms and competitive rates. Our loans offer convenience and fast, friendly service from knowledgeable professionals. We have a loan that is right for you.     

Refinancing and consolidating your debt with an equity mortgage loan can lower the total amount you pay out each month. You can even arrange to have extra cash. Here are some reasons you may want to think about:

  • Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.
  • Get extra cash. Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.
  • Home Improvement Loans. Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.
  • You'll get your money fast. And we can close your loan in days, not months.
  • 24 hour preliminary approval. You'll know if you qualify in as little as one day.
  • The care you want. The service you deserve. Your loan officer will take care of you through every step of the loan process — from application to approval.

 

Why Get a Reverse Mortgage?
No repayment for as long as you occupy your home

No taxes are paid on the cash from Reverse Mortgages
read more

Who Can Qualify?
All borrowers must be 62 and older

Occupy the home as your principal residence

Home should be paid in full, or have a mortgage that can be paid from equity

Support is Strong
American Bar Association (ABA) supports Reverse Mortgages read more

 

Registered Mortgage Broker NYS & CT Banking Departments. Loans arranged through 3rd parties.
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